Business Continuity Plan Disclosure

Kearney-Burch Financial Services developed a Business Continuity Plan which outlines the steps that will be taken when responding to significant business disruptions. Since the timing and impact of any natural disaster or business disruption is unpredictable, we will be flexible in our response.

Contacting Us
If after a significant business disruption you cannot contact us as you usually do at (925) 275-4940 or (800) 926-1800, you should go to the web site at www.kearneyburch.com. This is how we will provide you with updates on the severity of the business disruption and the progress of our recovery efforts.

Our Business Continuity Plan
We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm's books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan identifies mission critical systems and addresses: data back-up and recovery; operational assessments; alternative communications with customers, employees, and regulators; alternate physical location for employees; critical suppliers, bank and counter-parties; regulatory reporting and assuring our customers prompt access to their funds and securities if we are unable to continue our business.

Our records are backed up electronically in a geographically separate area. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the distruption, our objective is to restore our operations and be able to complete existing transactions and accept new transactions and payments within one business day. Customer orders and requests for funds and securities could be delayed during this period.

Business Disruptions
Significant business disruptions can vary in their scope, such as only our firm's operations, or our office building, or perhaps even the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or the office building, we will transfer our operations to an alternate site and expect to recover and resume business within 24 hours. We will communicate with you via our telephone service, cells phones and/or internet.

ALTERNATE CONTACT NUMBERS

We are providing alternate contact numbers and information that will allow continued access and service to the customer accounts in the event the customer is not able to reach our office.

Company Phone Number Website
American Funds 800-421-0180 www.americanfunds.com
Lincoln National Life Ins. 800-942-5500 www.americanlegacy.com
ProEquities, Inc. 800-288-3035 www.proquities.com
TD Ameritrade 800-431-3500 www.tdameritrade.com
Wells Fargo Funds 888-877-9275 www.wellsfargo.com